Are you wondering when could women open a bank account? Women’s right to open a bank account only began in the 1960s. It took another decade before they were able to have their own credit. Their access to banking and other financial services was...
Being aware of utility expenses is essential regardless of whether you want to buy a home or relocate. The average utilities cost is an expense people deal with monthly, even when they don’t own the property. Electricity, water, and internet are among...
Mutual funds are financial vehicles that pool investors’ money and put them in different kinds of securities. The advantages of mutual funds include higher diversification and lower cost of investment, professional management, flexibility, access to global...
Accountants and auditors are an essential part of every business. These professionals make sure your numbers add up, perform audits, and run payroll. While the importance of accounting has always been the same, the job itself has changed over the years. So...
When talking about credit score and financial health, one of the most important factors is the credit utilization ratio. In short, this number represents the used percentage of your credit. Depending on how you handle it, you can ultimately build your...
An American’s 401k plan is a savings fund sponsored by the employer. These funds go to a separate account and can be used for investing and growing your retirement income. Do you wonder what the average 401k balance by age is? How much money do you need...
Social security in the US is vital for the country’s working population. That said, few actually know how it functions exactly. That’s why we’ve compiled these handy social security facts and statistics that will help you understand the nuts and bolts...
Venmo hit the market in 2009 as a simple peer-to-peer mobile payment service. A few years later, it was bought by Braintree and joined the PayPal family. The latest Venmo statistics reveal that a growing number of millennials are using the app to transfer...
Property tax is the amount you pay to authorities on personal or business properties you own. How much you pay depends on several factors, one of which is your state of residence. That makes it essential to know the property taxes by state next time you plan...
In 2021, the total US student debt surpassed $1.59 trillion. Americans are the nation with the highest college debt in the world, with the trend of growing student debt balances showing no signs of slowing down. Do you know the stats on student loan debt by...
Living in one state or another can come with lots of benefits and drawbacks. How much you pay for gas is one of the things that vary in different jurisdictions. With the gas prices by state drastically differing, filling up your tank in some states can save...
Nowadays, an invisible force is following Americans everywhere, guiding their decisions and impacting their actions. No, we’re not talking about something supernatural here – it’s just their credit score! This magical number has helped develop the...
To remain serviceable and relevant, most competitive banks offer their customers mobile banking. This allows customers to use their smartphones or tablets to complete financial transactions. Increasing Internet and smartphone users is also crucial to mobile...
How many people are using welfare? How big is the average welfare check? Which state gets the most funds? Read on to learn the answers to these questions and many other must-know welfare statistics and FAQs. About 41.5 million Americans were part of the...
College debt is one of the most serious financial issues Americans have been struggling with for the past two decades. Student loan debt statistics show that in Q2 2022, Americans owe $1.75 trillion, but it grew to $1.76 trillion in the last quarter of 2022....
Just like all the other types of debt, credit card debt in the United States has been growing over the past years. Credit card debt statistics show that the total credit card balances in the country have reached $890 billion. Moreover, with a national average...
When you combine a family’s consumer and mortgage debt, you get the total household debt. The latest household debt statistics reveal that American families now owe more than $16 trillion. It also seems that US households are continually amassing balances...
The latest Federal Reserve consumer debt statistics show that Americans owe over $4.6 trillion in non-mortgage debts. Student loans, auto loans, payday loans, and credit card balances are among the factors that affect total consumer debt. Over the past...
While France has virtually no healthcare-related bankruptcies, about half a million Americans file for bankruptcy every year because of medical bills. These and many more medical bankruptcies statistics reveal the shocking effect of the soaring US healthcare...
Americans used to give more money to their church during the Great Depression than they do now. That said, church giving statistics reveal that the most significant share of all donations in the United States goes to religious organizations, including...
Did you know that Americans are one of the most generous nations and that the most significant share of donations comes from individual donors? According to charitable giving statistics, with the rise of online platforms and mobile devices, charitable giving...
Investing in life insurance as early as possible gets you the best price and the highest benefits. The latest life insurance statistics, however, show that most people fail to understand the importance of this coverage. Nearly half of all Americans have no...
The health insurance industry remains an essential part of the US economy. It employs millions of workers and helps consumers deal with the soaring healthcare costs in the country. And yet, the latest health insurance statistics show that over 30 million...
Less than 50% of American adults trust the Supplemental Nutrition Assistance Program (SNAP), and many believe most users abuse it. The latest welfare fraud statistics, however, show that the payment accuracy of SNAP is over 92%, while the food stamp...
Corporations hold trillions of dollars hidden in tax havens. The most shocking tax evasion statistics show such strategies cost governments worldwide billions of dollars. While plenty of countries struggle with this issue, the United States suffers the most....
PayPal was established back in 1998 by Max Levchin, Peter Thiel, and Luke Nosek under the name Confinity. Two years later, Confinity merged with Elon Musk’s X.com, and, as they say, the rest is history. PayPal statistics show that the service has over 300...
Setting some money aside for the future is never a bad idea. And yet, the latest savings statistics show that Americans are far from living by that principle. An average US family has a bit over $40,000 in savings, which isn’t nearly enough for retiring by...
In addition to the countrywide federal corporate tax, individual US states have their own corporate charges. Meaning, depending on where you register your company, you may have to pay more than 21% in corporate taxation. But what exactly is corporate income...
Nobody likes to think about car accidents. That, however, doesn’t mean that they don’t happen, and that’s when people realize the importance of having car insurance. Did you know that inexperienced drivers, married couples, and women pay more for...
Some US states have a low federal dependency and pay more in federal taxes than the amount they receive in government aid. Other states, however, heavily depend on federal contracts, grants, and different types of assistance. In those cases, federal funding...
Finding the job of your dreams isn’t always easy, especially if you live somewhere with limited employment opportunities. When it comes to work, not all states were made the same. There are regions where workers get more money and access to numerous job...
House flipping isn’t dead. While the profits have been dropping for the past eight years, American house flippers can still earn hefty sums. For successful projects, however, you must know the best places to flip houses in the United States. What to look...
Americans spend an average of $6.43 for a cigarette pack. Not all US residents, however, pay the same price to satisfy their smoking habits. New Yorkers, for example, pay double the price paid by those in Missouri. Meaning, smoking two packs per week will...
The gross domestic product (GDP) represents the monetary value of all services and goods made in a country within a given period. Experts use GDP to establish a country’s economic state and potential. While usually calculated for countries, in the United...
‘All glory comes from daring to begin.’ While its origin remains undetermined, this quote carries a strong message, especially for future business owners. Starting your own company takes determination, hard work, and thorough planning. Even if luck is on...
Driving under the influence not only puts you and other people in danger, but it also can earn you a hefty fine. Residents in some states may even have to serve jail time or do community service. Repeating offenders risk losing the license for good, too. What...
Health insurance is essential for a person’s wellbeing, but also their financial state. Not every US state, however, can boast high rates of insured residents. Some states like Texas and North Carolina, for example, have millions of uninsured citizens....
Credit cards date back to the 50s when the first-ever Diners Club card hit the market. They have become a vital part of every person’s finances thanks to their convenience and benefits. In the United States alone, there are more than one billion cards in...
Whenever someone mentions credit cards, an average customer thinks of Visa and Mastercard. There’s so much more to the industry, however. While Visa dominates the market and boasts the largest credit card market share, there are other players not to...
Tax burden represents the proportion of Americans’ income paid in taxes. In the United States, where you live can heavily affect how much of your annual salary goes to state coffers. That’s why knowing and understanding the tax burden by state is...
Scoring a good APR is essential, especially if you often make late payments. The average credit card interest rate in the US has been moving between 12% and 17% over the past several years. This average changes every quarter depending on the latest card deals...
While still commonly used, cash is slowly giving way to credit cards and other digital payment methods. To keep track of this trend, we made a list of the most essential cash vs credit card spending statistics. Usage of cash in the United States, for example,...
Back in 1984, a Japanese entrepreneur presented a 300-year plan to make his company the largest in the world. His name was Masayoshi Son, the person behind the international conglomerate and tech giant SoftBank Group. Like the Japanese investor and...
Banca Monte dei Paschi di Siena is the world’s oldest operating bank, having opened back in 1624. As the banking stats below show, many things have changed in the lucrative banking industry ever since. These days, the sector’s global market...
Besides being a special moment in any person’s life, childbirth is also a significant part of the economy. The cost of having a baby differs based on where you live and whether you’re insured. About four out of every five dollars spent on newborn health...
Every February 14th, couples around the world celebrate their love and relationship. This day is much more than a simple celebration, as Valentine’s Day sales statistics show. V Day is, in fact, an important date for economies worldwide, generating...
Americans’ monthly grocery expenditure varies drastically and depends on factors like age, state, and budgeting. The average food cost per month can be a few hundred dollars for singles and over $1,300 for families. Consumers with a liberal food spending...
Americans are drowning in debt, and the largest share comes from mortgages. The country’s average mortgage debt is over $215,000, and the segment has been on the rise for years now. Yet, not every American owes the same balance when it comes to...
Even if you’ve never needed one, you probably have heard of payday loans. These ultra-short-term, high-interest loans are the only source of immediate funds for many cash-strapped Americans. However, as these payday loan statistics show, there’s a lot...
Credit makes the world go round by fueling consumption. However, the going can get pretty tough for consumers with low credit scores, affecting their ability to take loans, use credit cards, and more. If you have been in such a situation or are interested to...
Human life is priceless. The goods and services required to sustain it, however, do have a finite price tag. Assessing the average cost of raising a child before making a baby may seem cynical. Still, it’s much better than not doing it and potentially...
In the United States, the total mortgage debt stands at $10.44 trillion in the second quarter of 2021. This debt is repaid via monthly installments that vary depending on various factors. According to one source, the average mortgage payment in the...
Did you know that the average period Americans need to reach a net worth of $1 million is 28 years? That’s one of the many impressive millionaire statistics we will cover below. After all, everyone wants to peek inside the luxurious world of expensive...
Our lives become more digitized by the day, with a growing number of activities moving online, and shopping is no different. But how many ecommerce sites are there and how do they stand against the good-old brick and mortar? In this article, we will look over...
With an average annual growth rate of nearly 25%, the financial technology industry is among the fastest-growing worldwide. The latest fintech statistics suggest that the sector should hit a value of almost $310 billion by 2022 if this positive trend...
The first coupon in America was issued by Coca-Cola back in 1888. Coupons have since become a popular and widespread marketing strategy, the latest coupon statistics reveal. Consumers love them as they are convenient and save them money. Businesses meanwhile...
If you miss several mortgage payments, possession of the mortgaged property goes to the lender. This process, called foreclosure, is among the scariest things that can happen to homeowners. Not everything is terrible, however. The latest foreclosure...
About 69% of employed and 55% of unemployed Americans have taken a vacation. In 2019, before the COVID-10 pandemic disrupted the world, 52% of Americans were planning to travel during the summer months. To plan holiday spending successfully, it’s...
It’s no secret — the average cost of college stateside has skyrocketed in recent years. In the good old days, baby boomers were able to support themselves through higher education with just part-time summer jobs. Nowadays, millennials are struggling...
Health insurance is a controversial subject in America. Compared to other developed countries, the States are falling behind on providing affordable healthcare for their citizens, but this is the price to pay for the nation’s otherwise high standard of...
You may have heard people referring to salaries by a number of figures. This figure of speech (pun intended) has become so commonplace, we don’t really think about it anymore. And we should, since understanding these references could make a difference in...
The Internet has become so ingrained in our everyday lives that most of us can’t even picture a world without it. So, when going over the prices of utilities and planning your household (or business) budget, you must also consider the average cost of...
Snapping moments in time is a wonderful and amazing gift that modern technology brought to us and that we often take for granted. Nowadays, photos are everywhere, from our walls to our screens. In fact, we can snap a photo and send it across the globe with...
Trying to open a checking or savings account is usually straightforward, but not if one has a negative banking history revealed by ChexSystems. However, what exactly is the ChexSytems, and are there credit unions that don’t use it? Find out...
Online banking is convenient, but you must know its risks. Read this article to learn about 24 online banking hacking statistics and related...
“Banking in this country is way more restrictive than in [other] industrialized countries. We’ve been super suspicious of the centralization of financial power.” – Richard Grossman With over 4,844 FDIC-insured commercial banks in the US, you may...
Real estate is one of the best investments you can make: it’s less volatile than the stock market, even during economic downturns, but it has a greater return than gold with a shorter horizon. No matter the circumstances, everyone needs a place to live; if...
Regardless of whether you’ve been bitten by the trading bug or are just interested in knowing what people around you are talking about, we have some essential trading statistics to give you a clear overview of the industry. The fascinating world of trading...
The rising costs of veterinary care and medicines have made health insurance for pets more critical than ever. That’s why we prepared some essential pet insurance statistics to give you an overview of the industry. Whether you are a pet parent interested in...
Shopping online has been around for quite a while now — over a quarter of a century, in fact. It, however, received a significant boost during the pandemic and related lockdowns which forced people in front of computer screens. That’s why we...
Mortgages can be a necessary evil or a blessing, depending on how they are used. While the idea of taking out a mortgage and the consequences involved can be overwhelming, homes, as well as mortgages, can also be viewed as a product like any other. That’s...
Insurance can be an amazing tool to protect your assets and integrity. Unfortunately, given the nature of this type of contract, abuse and fraud are fairly common. That’s why we prepared a list of insurance fraud statistics to show you the dark side of this...
With the latest holiday spending statistics revealing only slight drops in sales for the most popular shopping dates, nothing can stop consumers from spending cash on their favorite holidays, not even a global pandemic. These figures show that Americans are...
Americans spend over $750 billion on groceries a year. Grocery shopping statistics show that the weekly average spent on groceries is $120, while the average time spent shopping is 41 minutes. Overall, the grocery store industry is an essential part of the US...
The latest financial literacy statistics suggest that people worldwide still need guidance in handling their money. While financial literacy is essential for amassing wealth and avoiding debt, both youth and adults lack this knowledge. What is inflation, how...
While the COVID-19 pandemic negatively impacted a lot of industries, ecommerce is not one of them — the global pandemic gave a boost to a sector that had already started gaining momentum. Online shopping, therefore, has become the preferred method of...
The construction market in the US—one of the largest in the world—is at a particularly critical juncture, with both major challenges and opportunities. The last decade has been a roller-coaster ride for the construction industry. The following...
About 85% of Americans celebrate Christmas every year. Marking the date, however, goes beyond coming together and enjoying the company of your friends and family. In fact, the latest Christmas spending statistics show that Americans and Christians worldwide...
Millions of people worldwide spend trillions of dollars every Black Friday and Cyber Monday. Each year, Black Friday statistics reveal that the shopping craze during these days isn’t slowing down, even if there is a notable shift online. Consumers...
What bank does Capp use? Read this article to learn more about their partnership with Sutton Bank and Lincoln Savings...
Know which credit unions have a nationwide reach and what they offer. Alliant, PenFed, Consumers, First Tech Federal, and Navy Federal top this...
You will find 7 of the country’s safest banks here. Discover their bank sizes, assets, account safeguards, customer service, and other security...
Find out how your Venmo transactions appear on your bank statements. This way, your records and management of transactions would be a lot...
Have you ever wondered what are the largest banking firms in the world? In that case, read more as this article will help you discover more about...
Do you want to know the best banks to open a trust account? Continue reading as this guide will help you decide which one to...
Learn from this article the average cost of opening a safety deposit box. Aside from your money, your most valuable items will be...
Discover the difference of Islamic banking vs conventional banking in terms of history, process, and...
Mobile check deposits are definitely convenient for depositors, but it does have its limits. What are they? Find out by reading this...
Which is better credit union or bank? Find out the differences and benefits between these two financial institutions for your...
Do you have spare change in your pocket and need help figuring out what to do? Does your piggy bank still exist and is full of coins? Or are you in dire need of cash but only have coins? Well then, dust them off and ready your loose change, coins machine...
Manually keeping track of your deposits and withdrawals can be a hassle, so having access to your bank statements is a must. Account holders who want to be good stewards of their money should review their statements frequently. However, what exactly is the...
A routing number, also known as a routing transit number, is a nine-digit bank identification number. It helps you transfer money by ensuring it comes from and goes to the right places. However, where exactly is the routing number on a bank statement, and...
Routing numbers are required when making direct deposits or setting up automatic bill payments. Understanding how to locate the routing number can help you ensure that your funds are correctly directed to your bank. You may wonder how to locate your routing...
You may have encountered a situation in which bank personnel inquired about the source of your funds. This may appear to be an intrusive question, but it is perfectly legal. In this article, you’ll learn why banks ask where your money is from and why...
Banks are financial institutions that receive deposits and offer loans. They also provide other services like currency exchanges, retirement accounts, and safety deposit boxes. Many banks exist for different purposes. There are commercial banks,...
The bank guarantees cashier’s checks, making them less likely to bounce. As a result, because it is convenient and less risky, this type of payment is preferred for large transactions. However, is it possible to get a cashier’s check with no bank...
It’s wonderful how many things you can do by tapping on your smartphone or clicking on your laptop. That includes sending money electronically wherever you are in the world. Funds are usually received as quickly as people send them, but it can take days at...
With technology making things more convenient, many customers are now going cashless and prefer to pay using their cards – credit or debit. However, no matter how handy bank cards and online banking are, not all transactions go smoothly. This is where...
If you’ve ever been curious about when your bank processes your transactions, then you are not alone. Good thing we’ll delve into the banking world and discover the timeline for processing these transactions. Read on to understand how bank processes...
You purchased an item online using your credit card, but when you get your bill, you suddenly see payments you did not make. Unauthorized transactions like this can be frustrating and time-consuming to resolve, but the good news is you can rely on banks to...
Mistakes and miscommunication sometimes happen when making check clearances or auto-debit transactions. You can contact your bank and request that they block those charges. In this article, you’ll learn the process of how to initiate stop payments. ...
Financial documents play an essential role in our daily lives. However, staying on top of all the mail, receipts, and financial records that flood our homes can be challenging. This is a quick guide on how long you should keep which financial document...
Although you cannot directly link these two popular mobile money wallets, there are still ways you can transfer money from one to the other. The process may be a bit longer than just the click of a button, but transferring from Apple Pay to Cash App is...
According to the Federal Reserve, individuals with a higher income borrow more money than those with the lowest earnings. In fact, the bottom 50% of households are responsible for 36% of outstanding debt, whereas the top one percent is accountable for 4.6% of...
At the time of writing, the price of silver is $21.60 per ounce, while the spot price of gold is drastically higher—trading at $1,835 per ounce. In other words, the gold-to-silver ratio is 85.97 which means you can buy about 85 ounces of silver for one...
It’s common for banks to be open for a few hours on Saturdays to cater to customers who are usually busy during weekdays. However, the same cannot be said for Sundays. The question now is – what banks are open on Sunday? Find out here! 6 US Banks...
A Social Security number (SSN) is often needed when opening a bank account in the United States. However, non-U.S. citizens who are working in the country do not have one. This prompts the question, “Can you open a bank account without a social...
An overdraft fee is an amount a bank usually charges you every time you spend more than your current balance. Think of it as the bank’s way of letting you borrow a few dollars, allowing you to complete your transaction. On average, a bank charges an...
Foreclosure refers to the legal mechanism utilized by banks and lenders to acquire ownership of a property from borrowers who are unable to make their mortgage payments. “Can a bank foreclose if payments are current?” This is probably a question...
Imagine this; you’ve just made a check deposit. However, the money you were counting on wasn’t there when you checked. In this case, there’s a high chance that the bank put a hold on the funds for some reason. This raises the question, “why...
Managing your finances is not a one-person job. With many circumstances involving money – bills, checks, dues, and even daily spending – a trustworthy helping hand is always welcome. This makes co-ownership of a bank account convenient for those...
Opening a bank account online is pretty straightforward. You have to fill up an application form and submit the necessary documents. However, there are instances when customers’ applications are denied. This raises the question; why can’t you open a...
Have you ever wondered why an electronic payment for a cup of coffee transmits much faster than money transferred from one bank account to another? There are plenty of moving pieces behind the curtains, which is why banks sometimes take so long to process...
The bank determines the number and quantity of overdraft fees that can be charged to an account. It typically ranges from $34 to $36 per visit and can be paid for within a grace period that must be communicated to the client. Finding an overdraft fee in your...
Overdraft is when a bank allows your account to withdraw or transact, even with insufficient money. As a result, you’ll need to pay an overdraft fee. Why do banks charge overdraft fees instead of subtracting the money lacking on the next deposit? Find out...
While becoming a millionaire sounds fairly doable through hard work and some luck, going to the next level is often considered nothing more than a pipe dream. But what if it were possible? If you’ve ever wondered how to become a billionaire, this article...
Robinhood is one of the most popular online brokers and largest fintech companies in the US, offering high-interest savings accounts, a 1% contribution match on IRA, and zero-commission brokerage services. Despite all the benefits, you may reach a point...
Registering general economic activity and financial transactions may be one of the most critical steps in the history of societal evolution. From counting stones to complex evolved ledgers, the practice has constantly been shifting, achieving greater heights...
The derivatives market is stronger than ever and continues to grow, and derivative instruments are an essential part of it. What are they, and how can you use them to your advantage, make a profit and reduce risk? If you give us a minute of your time, you...
Having a tight grasp on your books is essential when doing accounting, and making a clear distinction between each figure and how it ties into your bottom line is vital. With profit being one of the essential metrics of economic activity, knowing the...
Pretty much every aspiring investor has wondered what will get them to Wolf of Wall Street levels faster — options or stocks? And which of those financial instruments is riskier? That’s what we’ll find out in the following article, which explores...
Among the accounting methods, double-entry accounting is possibly the most popular, used in almost every organization nowadays. This method relies on duality, meaning that every transaction must be expressed in debit and credit. This concept is closely...
The accounting field offers a greater variety of jobs than you might be aware of. The skills and knowledge acquired through an accounting degree can set you up for a career in any industry. Whether you want to work in a corporate environment, independently,...
The accounting cycle is the process that a company uses to track its financial performance over a given period. The bookkeeping cycle starts with transactions as they occur and ends with the preparation of financial statements and the closing of the books....
Accounting practices are contingent on the industry, type of entity, and financial goals. For-profit organizations are focused on maximizing profits, while nonprofits, churches, government agencies, and associations care less about profit generation and more...
While every business and organization relies on assets, their value fluctuates over time, often subjected to market volatility, especially in the case of financial instruments. This is where mark-to-market accounting comes in to, well, account for those...
While it may sound boring, accounting has multiple benefits as a career choice, and if you’re dedicated enough, it could be a fulfilling profession. To be able to practice it, however, you need a degree in accounting that will set you up for a stable career...
While accounting is all about numbers, they are not the only thing that matters to keeping your books in order. So, let’s take a break from the numbers and look at some letters known as accounting abbreviations. We’ve listed the most important ones and...
Accounting automation statistics show that a whopping 80% of executives believe that accounting automation will create a competitive advantage for their business. Then, 49% of accountants want to automate repetitive tasks such as number processing and data...
The hospitality industry in the United States is keen on credit card transactions. In fact, many hotels and motels across the country will require your credit card details when you check in, even if they accept other payment methods, such as cash, debit...
Have you ever wondered why cigarette prices are so different across the nation? The main culprit is the difference in the cigarette tax by state. That’s why New Yorkers pay more than $10 for a pack while it costs $4.91 on average in Missouri. Cigarettes and...
In accounting, APIC refers to the additional paid-in capital generated during the initial public offering of the company’s shares. In this article, we define APIC in accounting, how it works, the formula, an explanation of related terms, benefits, use, and...
People thinking about entering the options market are often discouraged by the complexity of the matter and the risks involved. The risks of options trading, however, also mean that there are profits involved, and to help you get to them, we’ve prepared...
Healthcare expenditure is one of the most important policy items for any country’s government, affecting people at a fundamental level. The COVID-19 pandemic has made this an even more pressing subject, with a country’s ability to combat the disease...
The growing debt of the United States has been a matter of discussion for several years. Given the country’s position as the world’s biggest economy, this issue impacts everyone’s lives. These essential statistics on the US national debt by year give a...
There are a lot of similarities between futures and options, making people think it’s the same thing. However, one of them is an obligation, while the other one is a right to close a deal. To explain all that in detail, we set out to compare futures vs...
If you need a stable, short-term investment with a predictable return, marketable securities are a good choice. These financial instruments are fairly low-risk investments and can be quickly turned into cash. Given that where there is low risk, there is low...
How aware are you of the different credit repair laws in the US? Do you know of the variations in credit repair laws by state? Before hiring a professional to help you improve your credit rating, you need to know your rights and the rules credit repair firms...
Becoming a billionaire is a dream for many and a lot of those that do achieve it do so at a later stage in their lives. Yet, there are a lucky few, who, either through hard work or fortunate origins, achieve this status with their whole lives ahead. So, who...
There are more billionaires in California than in any other state in the US, and several factors are contributing to this. Apart from having the largest population, it’s also home to Silicon Valley where the world’s high-tech corporations operate. So,...
In 2021, Forbes listed over 2,755 billionaires worldwide, and this number just keeps growing. Every single one of these billionaires has a unique story about their journey to success and fame. But who was the first billionaire this world has ever had? If...
What is the difference between a billionaire and a millionaire? While making the distinction should be a no-brainer in theory, sometimes the terms are used interchangeably. That’s why we decided to take a closer look at the millionaire vs billionaire...
So, you want to be a millionaire? Well, who doesn’t? While not everyone is born with a silver spoon in their mouth, there are jobs that will make you a millionaire. Statistics show that nearly 80% of American millionaires are self-made and didn’t...
While tech is often touted as the industry that can take you from rags to riches, interestingly enough, this is not the sector that produces the most millionaires. Yes, there are certainly a large number of millionaires in Silicon Valley, but other industries...
Millionaires are a rare breed. Some people might think that they’re all born with a silver spoon in their mouth, but that’s not always the case. In fact, many millionaires have made their fortunes through hard work and dedication, and in some...
Aptly nicknamed The Golden State, California is home to some of the richest people in America. In fact, according to a recent study by Forbes, it has more millionaires than any other state in the country. The top 10 richest Californians have a combined net...
Does a blockchain network disruption caused by one person or an organization sound scary? Well, this is precisely what could happen in the case of a 51% attack. The potential cost of such an event would be $1.4 billion. While this malicious scenario is highly...
Becoming a millionaire is a dream for many people, but for most, this remains a dream until they die. The sad truth is that the chances of becoming a millionaire are quite slim. Statistics show that there is about a one in thirty chance that any given person...
While bank accounts are something pretty much anyone has these days, only some are fit to handle the wealth of the rich. So, what banks do millionaires use? If you are curious to learn where the other half banks, you’ve come to the right place. We’ve...
There are many ways to become a millionaire. A lucky few were born into wealthy families or inherited their millions. But how do millionaires make their money if they were not as fortunate? The truth is, there is no one-size-fits-all answer here either. We...
Trading options can be a successful and profitable experience, but only if you use the right binary options trading strategy, especially if you’re just starting out. That’s why we took it upon ourselves to explore different tactics for those that want to...
Sometimes getting what we want is not what we need after all and getting stuck in a lease you can’t or don’t want to pay off is one of the possible consequences. If you’re facing such a conundrum and must quickly find out how to get out of a car...
Are you planning to tie the knot and would gladly learn and apply methods to create a realistic budget? Undoubtedly, saying ‘I do’ seems much more manageable than projecting the overall wedding budget and sticking to it. While the COVID-19...
How much does credit repair cost? That’s not an easy question to answer but we’ll do our best with this article, which will also give you an overview of what credit repair is and why you might need it. So, read on to learn what factors into credit repair...
Does checking your credit score lower it? How many times can you check your rating within a month? How to track your credit score without hurting it? We have all the answers you need to track and improve your FICO score – that three-digit number that...
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